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How To Manage Your Money (50/30/20 Rule)
07:08

How To Manage Your Money (50/30/20 Rule)

In this video I present a high level overview on how to manage your money using the 50/30/20 Rule. Money management is 90% discipline and 10% knowledge. The 50/30/20 rule will force you to create a budget and understand where every single one of your after-tax dollars is going. 50% of your budget should be spent on needs which are are things that are essential to life and that you literally cannot live without. 30% should be spent on wants which could be classified as things that bring you joy and happiness, but are NOT essential to living. (Dining out, entertainment, hobbies, etc.) The final 20% should be spent on savings, paying off debt, and retirement planning. I feel like a lot of people confuse wants for needs, and we know the difference deep down, but we really want the one that we don't have the self-discipline to say no. Step into a life of becoming smarter with your money. Master the 4 Pillars of wealth by joining WhiteBoard Finance University Today! 👉 http://www.wbfuniversity.com EXCLUSIVE: Get 1-3 FREE Stocks valued up to $3500 On MooMoo ⮕ https://whiteboardfinance.com/go/moomoo FUNDRISE - INVEST IN REAL ESTATE FOR ONLY $500 ► https://whiteboardfinance.com/go/fundrise M1 FINANCE - INVEST FOR FREE (Yes, Really) ► https://whiteboardfinance.com/go/m1-finance My FREE M1 Finance Training Video ► https://whiteboardfinance.com/go/m1-finance-training My FREE Stock Market For Beginners Guide ► https://whiteboardfinance.com/go/stockmarket4beginners GET MY HOME AFFORDABILITY SPREADSHEET HERE ► https://www.patreon.com/whiteboardfinance SCHEDULE A COACHING CALL WITH ME ► https://whiteboardfinance.com/go/marko-coaching HOW TO BUY & STORE BITCOIN ► https://whiteboardfinance.com/go/bitcoin THE BEST CREDIT CARDS TO USE RIGHT NOW ► https://whiteboardfinance.com/go/best-credit-cards CHECK OUT MY BLOG: ► https://whiteboardfinance.com FOLLOW ME ON INSTAGRAM ► https://www.instagram.com/whiteboardfinance Instrumental Produced By Chuki: http://www.youtube.com/user/CHUKImusic ABOUT ME 👇 My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur. This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience. Subscribe if you are interested in: #Investing #PersonalFinance #Entrepreneurship #StockMarket DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.
What is the Delaware Loophole
08:56

What is the Delaware Loophole

A tax haven is a jurisdiction where particular taxes, such as an inheritance tax or income tax, are levied at a low rate or not at all. It may also refer to a state, country, or territory which maintains a system of financial secrecy, which enables foreign individuals to hide assets or income to avoid or reduce taxes in the home jurisdiction. Earnings from income generated from real estate (i.e. by renting property owned in an offshore jurisdiction) can also be eliminated in this way. If taxes (if any) are paid in the tax haven jurisdiction, companies can avoid taxes in their home jurisdiction because the tax had already been paid in the lower tax rate jurisdiction. Some taxes (such as inheritance tax on the real estate, VAT on the initial purchase price of the real estate, or transfer tax, annual immovable property taxes, and municipal real estate taxes) cannot be avoided or reduced, as these are levied by the country the real estate where the property is located, and hence need to be paid just the same as any other resident of that country. The only thing that can be done is picking a country that has the smallest rates on these taxes (or even no such taxes at all) before buying any real estate. Individuals or corporate entities may establish shell subsidiaries or move themselves to areas with reduced or no taxation levels relative to typical international taxation. This creates a situation of tax competition among jurisdictions. Different jurisdictions may be havens for different types of taxes, and for different categories of people or companies. sovereign jurisdictions or self-governing territories under international law have the power to enact tax laws affecting their territories, unless limited by previous international treaties. A 2012 report by the British Tax Justice Network estimated that between US$21 trillion and $32 trillion is sheltered from taxes in unreported tax havens worldwide. If such wealth earns 3% annually and such capital gains were taxed at 30%, it would generate between $190 billion and $280 billion in tax revenues, more than any other tax shelter. If such hidden offshore assets are considered, many countries with governments nominally in debt are shown to be net creditor nations. However, despite being widely quoted, the methodology used in the calculations has been questioned, and the tax policy director of the Chartered Institute of Taxation also expressed skepticism over the accuracy of the figures. Another recent study estimated the amount of global offshore wealth at the smaller—but still sizable—figure of US$7.6 trillion. This estimate included financial assets only: "My method probably delivers a lower bound, in part because it only captures financial wealth and disregards real assets. After all, high-net-worth individuals can stash works of art, jewelry, and gold in 'freeports,' warehouses that serve as repositories for valuables—Geneva, Luxembourg, and Singapore all have them. High-net-worth individuals also own real estate in foreign countries." A study of 60 large US companies found that they deposited $166 billion in offshore accounts during 2012, sheltering over 40% of their profits from U.S. taxes. Wikipedia: https://en.wikipedia.org/wiki/Tax_haven DocumentaryFR3AK Twitter: https://twitter.com/docuFR3AK Youtube: https://www.youtube.com/channel/UC8Gx6FMI78NSKSj16L-37LA Facebook: https://www.facebook.com/profile.php?id=100012441496975
Chamath Palihapitiya loves giving Harvard MBA's a reality check
06:01

Chamath Palihapitiya loves giving Harvard MBA's a reality check

Chamath Palihapitiya is a Sri Lankan-born Canadian-American venture capitalist and the founder and CEO of Social Capital. Prior to the Social Capital Partnership, Palihapitiya was the longest tenured original member of Facebook's Senior Management team. He served in various roles during his four-year stint at Facebook, including Vice President of User Growth, Mobile and International at the conclusion of his tenure in June. A resident of Palo Alto, Palihapitiya joined Facebook in 2007 and was a major force in the launch and incredible growth of the social media website, overseeing monetization products, Facebook Platform, managing the team responsible for its mobile products and, ultimately, helping increase the user base to more than 750 million individuals worldwide. Palihapitiya also held senior management positions at AOL (Vice President and GM of AIM and ICQ), Mayfield Fund (a venture capital firm in Silicon Valley), Winamp and Spinner.com (two internet music pioneers) prior to joining Facebook. He attended the University of Waterloo in Ontario, Canada, where he graduated First Class Honors in Electrical Engineering. DISCLAIMER: The material and information presented in this video is for entertainment, and general information purposes only. You should not rely on any of the information presented as a basis for making any investment decisions. You should consult with an attorney or other professional to determine what may be best for your individual circumstances.
Don't Be Left Without An Income: The Truth About Income Protection And Disability Insurance
10:05

Don't Be Left Without An Income: The Truth About Income Protection And Disability Insurance

In this video, we dive deep into the critical topic of income protection and disability insurance. I explain why your ability to earn income is your most valuable asset and why protecting it is essential. We'll debunk common misconceptions about disability and explore the top reasons for disability. I'll also outline the four types of disability coverage and discuss the importance of having an emergency fund. Don't miss out on this valuable information that can safeguard your financial future. Subscribe now and join the conversation in the comments below! ///////////////////////////////////////////////// Get answers FASTER... Join this channel to get access to perks: https://www.youtube.com/channel/UCLoIaI_vPPWX47TamcxtP_A/join Chat on discord: Join Link https://discord.gg/enuJThjHJ9 Support on Patreon: https://patreon.com/TravisSickle Get IRS FORM W4 TAX WITHHOLDING HELP HERE STARTING AT $39. bit.ly/3FJ6w8U ----------------------------------------------------- Are you ready for professional investment advice? We can help you with financial planning and asset management. Let us guide your investments to your financial freedom. START HERE http://bit.ly/2Fo21Ry Our financial planning process is an ongoing relationship because as you grow, your financial plan grows with you. At Sickle Hunter Financial Advisors, we believe that saving and making sound financial decisions will help improve your life’s changing needs and objectives. Retirement, college planning, wealth building, social security, and career benefit packets are only a few of the financial decisions that you may face in your lifetime and we’re here to help guide you. TRAVIS T SICKLE, CFP®, EA®, AAMS®, CRPC®, RICP® CERTIFIED FINANCIAL PLANNER™ Company Website: https://www.sicklehunter.com twitter: @travissickle Instagram: https://www.instagram.com/travistsickle Facebook: https://www.Facebook.com/SickleHunterFA LinkedIn: https://www.linkedin.com/in/travissickle Sickle Hunter Financial Advisors 1646 W Snow Avenue Suite 144 Tampa, FL 33606 Check out Google Business Profile https://g.page/r/CXEtUMZmXslnEAE ------------------------------------------------------- Gear Used in Videos https://bit.ly/3bUPvXP Partnership referral links Aura Identity Theft Protection *Up to 50% off* HTTPS://www.aura.com/travis Bitcoin IRA https://bitcoinira.pxf.io/75aJQQ https://bit.ly/3OPpmjZ All Amazon links are affiliate links ____________________________________________________________________________ Information in this video is for educational and entertainment purposes only. sicklehunter.com/disclosures ____________________________________________________________________________ #travissickle
The Billionaire Who Wanted To Die Broke Is Now Officially Broke | Forbes
05:43

The Billionaire Who Wanted To Die Broke Is Now Officially Broke | Forbes

Charles “Chuck” Feeney, 89, who cofounded airport retailer Duty Free Shoppers with Robert Miller in 1960, amassed billions while living a life of monklike frugality. As a philanthropist, he pioneered the idea of Giving While Living—spending most of your fortune on big, hands-on charity bets instead of funding a foundation upon death. Since you can't take it with you—why not give it all away, have control of where it goes and see the results with your own eyes? Over the last four decades, Feeney has donated more than $8 billion to charities, universities and foundations worldwide through his foundation, the Atlantic Philanthropies. When I first met him in 2012, he estimated he had set aside about $2 million for his and his wife's retirement. In other words, he's given away 375,000% more money than his current net worth. And he gave it away anonymously. While many wealthy philanthropists enlist an army of publicists to trumpet their donations, Feeney went to great lengths to keep his gifts secret. Because of his clandestine, globe-trotting philanthropy campaign, Forbes called him the  James Bond of Philanthropy. On September 14, 2020, Feeney completed his four-decade mission and signed the documents to shutter the Atlantic Philanthropies. The ceremony, which happened over Zoom with the Atlantic Philanthropies’ board, included video messages from Bill Gates and former California Gov. Jerry Brown. Speaker of the House Nancy Pelosi sent an official letter from the U.S. Congress thanking Feeney for his work. At its height, the Atlantic Philanthropies had 300-plus employees and ten global offices across seven time zones. The specific closure date was set years ago as part of his long-term plan to make high-risk, high-impact donations by setting a hard deadline to give away all his money and close shop. The 2020 expiration date added urgency and discipline. It gave the Atlantic Philanthropies the time to document its history, reflect on wins and losses and create a strategy for other institutions to follow. As Feeney told me in 2019: “Our giving is based on the opportunities, not a plan to stay in business for a long time.”  Read the full profile on Forbes: https://www.forbes.com/sites/stevenbertoni/2020/09/15/exclusive-the-billionaire-who-wanted-to-die-brokeis-now-officially-broke/#7283f1e33a2a Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1 Stay Connected Forbes newsletters: https://newsletters.editorial.forbes.com Forbes on Facebook: http://fb.com/forbes Forbes Video on Twitter: http://www.twitter.com/forbes Forbes Video on Instagram: http://instagram.com/forbes More From Forbes: http://forbes.com Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.
Who Controls All of Our Money?
21:33

Who Controls All of Our Money?

Subscribe here: https://goo.gl/9FS8uF Check out the previous episode: https://www.youtube.com/watch?v=vtXybjiR3vY Become a Patreon!: https://www.patreon.com/ColdFusion_TV Hidden Secrets of Money: https://www.youtube.com/watch?v=DyV0OfU3-FU Hi, welcome to ColdFusion (formerly known as ColdfusTion). Experience the cutting edge of the world around us in a fun relaxed atmosphere. Sources: http://www.bankofengland.co.uk/publications/Documents/quarterlybulletin/2014/qb14q1prereleasemoneycreation.pdf The Creature From Jekyll Island: A Second Look At The Federal Reserve (1994) - G. Edward Griffin The Money Masters (1996) - William T. Still https://www.theguardian.com/commentisfree/2014/mar/18/truth-money-iou-bank-of-england-austerity http://positivemoney.org/how-money-works/how-banks-create-money/ Graham Towers full written interview http://www.michaeljournal.org/articles/social-credit/item/money-is-created-by-banks-evidence-given-by-graham-towers Paul Tucker Quote: http://www.bis.org/review/r071217f.pdf Marriner eccles Quote : http://www.mindcontagion.org/banking/hb1941.html James. A. Garfield: http://www.goodreads.com/quotes/288058-whoever-controls-the-volume-of-money-in-our-country-is Central Banks put in place after 2000: http://www.activistpost.com/2012/09/state-owned-central-banks-are-real.html //Soundtrack// 0:00 NGHTMRE & A-F-R-O - STRONGER 1:10 Giyo - Are the Animals Gone 2:20 Nanobyte - Honour 6:12 Afterlife - 5th & Avenida 8:30 Kidnap Kid - Moments (feat. Leo Stannard) 9:38 Jakatta - American Dream [Afterlife Mix] 10:43 3rd Core - Mindless And Broken (MJ Cole Mix) 11:39 Aphex Twin - Xtal 12:20 Be Major - Miss Words (Patty Kay Remix) 13:44 Nova Nova - Tones 15:47 Maths Time Joy - Walk With Me 17:13 Ef - Två 18:08 Chasing Dreams - I See You From The Clouds (feat. moshimoss) 20:30 Balam Acab - Motion » Google + | http://www.google.com/+coldfustion » Facebook | https://www.facebook.com/ColdFusionTV » My music | http://burnwater.bandcamp.com or » http://www.soundcloud.com/burnwater » https://www.patreon.com/ColdFusion_TV » Collection of music used in videos: https://www.youtube.com/watch?v=YOrJJKW31OA Producer: Dagogo Altraide » Twitter | @ColdFusion_TV
The FDIC Insurance System EXPOSED
08:42

The FDIC Insurance System EXPOSED

Get a 10-Day Free Trial of Market Insiders: https://theminoritymindset.com/Market-Insiders . . Every time you go into the bank, you see signs saying that your deposits are FDIC Insured - but do you know what that really means? Here's how FDIC insurance really works Subscribe To Our Channel: http://bit.ly/M2YouTube 🚨Read Our FREE eBook🚨 Get Richer Sleeping - Investing 101: http://bit.ly/m2InvestingeBook Recommended: What Happens When Your Bank Runs Out Of Money: https://youtu.be/4ghhti9oCD4 Investing Your Money: https://www.youtube.com/watch?v=U7tJn4qv8Lk&list=PLKsS_EjCEmdojUw_JdJgLKkyPiGJphcmK Why FDIC Isn't What You Think... 0:10 - When you go to your bank you should see a sign saying that your money is FDIC insured - but do you know how the FDIC really works? 1:15 - Your bank pays money to the FDIC as insurance 2:07 - Who the Federal Deposit Insurance Corporation can get help from if they run out of money 2:28 - Translating the FDIC is backed by the full faith and credit of the United States Government 3:05 - If your bank runs out of money, and the FDIC runs out of money then the FDIC turns to the government 3:51 - One problem - the government doesn’t have money to fund the FDIC 4:37 - The order of events when your bank shuts down 5:06 - What you need to understand about the Federal Reserve Bank or the Fed 5:57 - What happens when the Fed loans money to the government 6:34 - The hidden cost of printing money 7:25 - The full cycle of how the FDIC works 7:48 - How to protect yourself from the cost of the FDIC What Is The Minority Mindset? The Minority Mindset has nothing to do with the way you look or what kind of family you're from. It's a mindset. Give the majority $200 and they will come back with a pair of shoes. Give the minority $200 they will come back with $2,000. Think from the mindset of a consumer and be the provider, that's the Minority Mindset. Don't be the majority. #MIH #ThinkMinority Twitter: @M2JaspreetSingh Personal Instagram: @M2JaspreetSingh Instagram: http://www.Instagram.com/MinorityMindset Facebook: http://www.Facebook.com/MinorityMindset See more & read our blog! http://www.TheMinorityMindset.com This Video: https://youtu.be/ALNXsRerJ3M Channel: https://www.youtube.com/MinorityMindset Video host: Jaspreet Singh
Roth IRA: How to be a TAX FREE MILLIONAIRE with $12 PER DAY
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Roth IRA: How to be a TAX FREE MILLIONAIRE with $12 PER DAY

Here’s EXACTLY how you can become a Tax Free Millionaire by opening up and investing within a Roth IRA in 2019 - Enjoy! Add me on Instagram: GPStephan MERCH NOW ON SALE! LIMITED TIME DISCOUNT: https://grahamstephanstore.myshopify.com/ Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ GET $50 OFF FOR A LIMITED TIME WITH COUPON CODE: THANKYOU50 The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c A Roth IRA just stands for Individual Retirement Account. Think of it this way…just like you have a bank account where you have access to a savings and checking account, you can open up a Roth IRA account and have access to your INVESTMENTS. And here’s how the Roth IRA works: You’re able to open up one of these accounts and deposit up to $6000 PER YEAR if you’re under the age of 50…and if you’re over 50, you can contribute $7000 per year. The MASSIVE advantage to doing this is that ALL the money you deposit into this account will grow entirely tax free. For example, if you contribute just $400 per month into a Roth IRA starting at the age of 18…and you average a 7% return on your money annually…you’ll have nearly $1.2 MILLION DOLLARS completely tax free at the age of 59.5…all from $400 per month. Even more remarkable, if you contribute the maximum of $6000 per year starting at the age of 18…and you average a 7% return…you’ll have a staggering $2.1 MILLION Dollar by the age of 65. Let me say that again…$2.1 MILLION DOLLARS TAX FREE from just a $6000 investment per YEAR. And I’ll show you exactly how to do that. The other HUGE advantage to opening up one of these accounts is that you can withdraw WHATEVER money you’ve deposited to that account, at any point, without any penalty, and without paying any additional taxes on it. And the BEST time to start doing this is NOW when you’re young. This is because when you’re young, you have the power of COMPOUND INTEREST working on your side. This means your money makes you more money, that makes you more money, that makes you more money. The other advantage of starting when you’re young is that, like I said, you invest with post tax money…meaning, again, your taxes have already been taken out of what’s left over. This means that when your young, chances are you’re not making much money and you’re already in a low tax bracket to begin with…meaning you have MORE of your money left over to invest. So here’s exactly how to do this and how this works: You can setup a Roth IRA through websites like Vanguard.com, Charles Schwab, or Fidelity to name a few…but there are dozens of options out there. Once you open the account, you’ll then have the option to make investments WITHIN that account…remember, the Roth IRA itself isn’t the investment…it’s just an ACCOUNT for you to invest in for your money to grow tax free. In terms of which investments to make, I PERSONALLY just chose an index fund that follows the stock market…but it’s up to you. You also have the choice to invest in stocks, as well, within a Roth IRA. However, pay attention to this because there are FOUR very important rules you MUST abide by: First: As of 2019, you’re limited to $6000 per year that you can contribute to this account. This is your maximum. Second: Anytime you take money out of the account, you can’t just put it back at a later time. So once it’s out, it’s out. You’re limited to just $6000 per year that can go into that account. Third: If you take out your PROFIT prior to the age of 59.5, you’ll have to pay a 10% penalty + pay taxes on that profit. And that defeats the entire purpose of opening up this account, if you have to pay taxes. Fourth: If you make MORE than $120,000 per year…you’ll need to do a Backdoor Roth IRA. Just google that because I have a feeling not many people are watching this making more than $120k…and if you’re making $120k, you can just google this. It’s simple. So basically…as long as you can follow those four rules, you could be well on your way to becoming a tax free millionaire with just a small investment each and every month! My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB Favorite Credit Cards: Chase Ink 100k Bonus Point Offer - https://www.referyourchasecard.com/21/ZVSGGIXM8U American Express Platinum - http://refer.amex.us/GRAHASOxHd?XLINK=MYCP
Billionaire Dan Pena's Ultimate Advice for Students & Young People - HOW TO SUCCEED IN LIFE
10:24

Billionaire Dan Pena's Ultimate Advice for Students & Young People - HOW TO SUCCEED IN LIFE

This is Billionaire Dan Pena's Ultimate Advice for Students and Young People. Now 73 years old and one of the richest men alive, he has a working class background and failed out of University 3 times before eventually graduating from college and becoming known as the trillion dollar man. ►Try Audible and Get A Free Audiobook: https://amzn.to/2lmzAwR ►Special thanks to London Real! Check out their awesome channel here: https://www.youtube.com/user/LondonRealTV *This is a compilation of Dan Pena's advice for young people. M2S does not necessarily agree with everything said in the video, please use your own judgement based on your definition of success* ------------------------ Ways to stay connected with Motivation2Study and stay motivated all day long: ►SUBSCRIBE for New Motivational Videos every Week! http://bit.ly/StudyMotivation ▶DOWNLOAD for Free our Top 7 Study Tips! https://bit.ly/m2sfreestudytips ▶JOIN our Newsletter for Exclusive Updates, Discounts, and Student Deals: https://bit.ly/motivation2studynewsletter ▶FOLLOW our Podcast: https://linktr.ee/motivation2study ▶SHOP Motivational Canvases and Apparel https://bit.ly/motiversityshop ▶BECOME A MEMBER of our loyal community! https://bit.ly/m2smembers ------------------------ ►Follow Motivation2Study: Find us everywhere: https://linktr.ee/motivation2study Discord: https://bit.ly/motivation2studydiscord Instagram: https://bit.ly/motivation2studyinstagram Facebook: https://bit.ly/motivation2studyfacebook TikTok: https://bit.ly/motivation2studytiktok Podcasts: https://linktr.ee/motivation2study Mindset App: https://bit.ly/M2SMindsetApp Website: https://bit.ly/motivation2studywebsite ►Speaker: Dan Pena Dan Pena, also known as the 50 billion dollar and trillion dollar man, is an American businessman and mulitmillionaire. He is the founder of Quantum Leap Advantage Methodology and chairman of The Guthrie Group, an investment consortium. Find out more: https://www.danpena.co.uk/ Youtube: https://www.youtube.com/user/GuthrieGroup Instagram: https://www.instagram.com/danspena/ Twitter: https://twitter.com/danspena ►Music Really Slow Motion Buy their music: Amazon : http://amzn.to/1lTltY5 iTunes: http://bit.ly/1ee3l8K Spotify: http://bit.ly/1r3lPvN Borrtex Youtube: https://www.youtube.com/Borrtex Bandcamp: https://borrtex.bandcamp.com/ Instagram: https://www.instagram.com/borrtex/ ►Get the best footage for your YouTube videos from Artgrid: http://bit.ly/TryArtgrid2FreeMonths (2 extra months with our sponsored link) ►Video footage: For all video footage used, please see the credits at the end of the video. All video footage is licensed under CC-BY 3.0 or licensed from Artgrid and Videoblocks. Video edited and licensed by Motivation2Study. ▶Submit to M2S: Speeches: http://bit.ly/M2SSpeakerSubmissions Music or Footage: http://bit.ly/M2SMusicandFootage Business Inquiries: http://bit.ly/M2SBuisnessInquiries ________________________________________________________________ 🎧 Listen to all our videos on the New Mindset App: https://bit.ly/M2SonMindsetApp 📘 Recommended Reading List https://amzn.to/2v6QPY0 📕 Audible 30-day Free Trial: https://amzn.to/4bQcwuj 💌 Amazon Prime Student 6-mo Free Trial: https://amzn.to/4aAMolZ 🎵 Epidemic Sound: music for your videos, 7-day Free Trial: https://share.epidemicsound.com/sdvpv3 Disclaimer: Please note some links above are affiliate links. If you use them and make a purchase we receive a commission. Thank you for your support! Help us caption & translate this video! https://amara.org/v/qBr1/
Financial Literacy - Full Video
16:17

Financial Literacy - Full Video

■ Want less stress? More happiness? Learn how to manage your finances! How do you make a budget? What's an index fund? Why is compound interest so powerful? What is the time value of money? Why should you start saving now? What should credit be used for? (Hint – not pizza!) Do you ever want to buy a house? A car? Money and finances. It seems so complicated. But it's really not. Discover the answers to these questions and more. Learn the basics of Financial Literacy and how to manage your money…whatever there is of it! Educators can get a free DVD version of the video, as well as access a full teacher’s guide and other teaching resources by creating a free account at https://www.izzit.org. Subject Areas: ■ Business ■ Economics ■ Family & Consumer Science ■ Mathematics Topics: ■ Banking ■ Budgeting ■ Compound Interest ■ Financial Literacy ■ Investments ■ Money Management Check out our Facebook page here: https://www.facebook.com/izzit Visit our other educational programs here: https://www.izzit.org/products/index.php Make sure you enroll as an izzit.org member to receive your FREE teacher resources, click here to sign up now: https://www.izzit.org/join/index.php You can Tweet at us here: https://twitter.com/izzit_org Chapters 0:00 Introduction 1:24 Income 2:47 Expenses & Budgeting 4:50 Assets & Saving 6:17 Stocks & Index Funds 8:38 Compound Interest & Time Value of Money 11:00 Debt & Liability 14:30 Conclusion 15:57 Discussion Question
What Is Lobbying and Can It Be Good?

What Is Lobbying and Can It Be Good?

Why Is Germany The Only Country Stepping Up In The Refugee Crisis? http://testu.be/1Q41C3V » Subscribe to NowThis World: http://go.nowth.is/World_Subscribe Thousands of migrants have died while trying to seek refuge in Europe. Some are blaming the EU for its slow response to the migrant crisis. So, is the EU at fault? Learn More: Data raises questions over EU's attitude towards asylum seekers (m.euronews.com) http://m.euronews.com/en/304485/ "New data has shed fresh doubt over the EU's attitude to asylum seekers after a weekend in which more than 700 migrants drowned trying to reach the continent." 10 truths about Europe's migrant crisis (theguardian.com) http://www.theguardian.com/uk-news/2015/aug/10/10-truths-about-europes-refugee-crisis "When you're facing the world's biggest refugee crisis since the second world war, it helps to have a sober debate about how to respond." Operation Triton: Europe's Mediterranean border patrol (bbc.com) http://www.bbc.com/news/world-africa-30039044 "New maritime patrols aimed at stemming the flow of African migrants making the dangerous Mediterranean crossing to Europe are taking over from the Italian navy." Dublin Procedure: Germany says EU rule 'not working' (channel4.com) http://www.channel4.com/news/eu-migration-policy-not-working-germany "The Dublin Procedures established the principle that the first EU country a migrant or refugee entered was the one responsible for processing their asylum claim." Music Track Courtesy of APM Music: _________________________ NowThis World is dedicated to bringing you topical explainers about the world around you. Each week we’ll be exploring current stories in international news, by examining the facts, providing historical context, and outlining the key players involved. We’ll also highlight powerful countries, ideologies, influential leaders, and ongoing global conflicts that are shaping the current landscape of the international community across the globe today. More from NowThis: » Subscribe to NowThis News: http://go.nowth.is/News_Subscribe » Like NowThis World on Facebook: https://go.nowth.is/World_Facebook » Connect with Judah: Follow @judah_robinson on Twitter – Facebook: http://go.nowth.is/LikeJudah » Connect with Versha: Follow @versharma on Twitter – Facebook: http://go.nowth.is/LikeVersha http://www.youtube.com/nowthisworld Special thanks to Laura Ling for hosting TestTube! Check Laura out on Twitter: https://twitter.com/lauraling
How Much Money You Should Save (Amount by Age)
12:45

How Much Money You Should Save (Amount by Age)

This is how much money you should have at your age and how much money you should save ► My Stock Portfolio: https://www.patreon.com/andreijikh ► Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1000): https://act.webull.com/kol-us/share.html?hl=en&inviteCode=QhhB1aDNwEDP ► Try Audible and Get Two Free Audiobooks: https://amzn.to/2ouTHKS ► M1 Finance Roth IRA: https://m1finance.8bxp97.net/c/1980551/696710/10646 ► Stocking Stuffers for the Holidays: https://www.ipo52.com ► ROBINHOOD Invite Code (grab your other free stock): https://robinhood.c3me6x.net/c/1980551/671816/10402 ► How I Make My Videos: https://www.amazon.com/shop/andreijikh ► Music In My Videos: https://www.epidemicsound.com/referral/cr8cqg/ ►Instagram: https://www.instagram.com/andreijikh/ ► http://www.MAJIKH.com Ever wonder how to save money fast, and how much you should have at your age? In this video, I explain some basics on investing for beginners, how much money I have, how to properly pay off debt, and how much to have in savings by retirement age. Financial independence doesn't happen on it's own, it takes decades of saving and investing. For me, I need $500,000 saved and invested (in something like dividend paying stocks) at 4% to generate roughly $20,000 in passive income per year to be considered financially independent or retired. These are some money saving tips to stick to moving in to 2020. Pay off your debts, and let's start saving money! *Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.
Why Americans Are Failing the Grade at Financial Literacy
08:35

Why Americans Are Failing the Grade at Financial Literacy

SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Americans tend to get basic financial questions wrong compared to other Western countries… why is that? And what can be done about it? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Dano Johnson Images by: Shutterstock Music by: APM SOURCES: https://en.wikipedia.org/wiki/List_of_countries_by_average_wage https://money.cnn.com/2016/10/24/pf/financial-mistake-budget/index.html http://www.apnorc.org/news-media/Pages/News+Media/Poll-Two-thirds-of-US-would-struggle-to-cover-$1,000-crisis.aspx https://www.urban.org/research/publication/delinquent-debt-america https://www.investmentnews.com/article/20190302/FEATURE/190229936/financial-literacy-an-epic-fail-in-america https://www.nefe.org/_images/research/GWU-Financial-Capability-Young-Adults/GWU-Financial-Capability-Young-Adults-Final-Report.pdf https://www.investmentnews.com/article/20190302/FEATURE/190229936/financial-literacy-an-epic-fail-in-america https://www.thebalance.com/credit-card-companies-love-college-students-960090 http://fortune.com/2016/07/12/financial-literacy/ https://www.creditcards.com/credit-card-news/infographic-parents-kids-credit.php http://www.surveyofthestates.com/#state-of-financial-and-economic-programs-across-the-nation https://twocents.lifehacker.com/your-guide-to-free-resources-for-improving-your-money-s-1557390942 https://howmuch.net/articles/financial-literacy-around-the-world http://money.com/money/4115378/united-states-financial-literacy/ https://www.huffpost.com/entry/financial-literacy-in-school_n_57029c1ee4b0a06d58063faf http://ecdn.eu/wp-content/uploads/2016/05/MM15_WEB_final.pdf
Why consider investing in forestry? We ask two experts…
17:31

Why consider investing in forestry? We ask two experts…

**New 2022 video: https://www.youtube.com/watch?v=JNCiZqtdOxY ** **Experienced investors only. Family offices, pension funds – even the Church of England – have been investing in the UK forestry sector for years, and experienced investors are increasingly drawn to it. Who typically invests in forestry, and why? What is behind the sector’s very strong performance over the last ten years? What happened to forestry during the last recession? How risky is it? What sort of tax benefits do investors get? What are the minimum levels of investment, and how do actually go about it? Joining Alex Davies, founder of Wealth Club, are two respected forestry investors – Anthony Crosbie Dawson of Gresham House, and Paul Atkinson of Par Equity – to provide expert points of view. Should experienced investors put their money into forestry? Watch the panel discussion to find out… For more details please see https://www.wealthclub.co.uk/about-forestry/ IMPORTANT NOTE The opinions expressed in this video are the panellists’ own and do not necessarily reflect the view of Wealth Club Limited. This interview, like our service, is not advice and the products featured are not suitable for everyone. Forestry investments are for experienced investors only. You could get back less than you invest. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.
Charlie Munger on Delayed Gratification vs. Instant Gratification. | [C:C.M Ep.25]

Charlie Munger on Delayed Gratification vs. Instant Gratification. | [C:C.M Ep.25]

In this episode, Charlie Munger talks about delayed gratification and immediate gratification is the way to ruin. In this episode, you’ll learn: - Delayed gratification vs. Immediate gratification. (https://www.yapss.com/post/collection-charlie-munger-25-delayed-gratification) #CharlieMunger #DailyJournal [Transcript] AUDIENCE MEMBER 00:08 I’ve been working in the financial services industry for the past five years, and one of the things that has surprised me is how many of my peers in the industry have sat out the market over the last five years. Holding cash in anticipation of a market downturn. And, you know, I would think, given that we’re in our late 20s and we’ve accumulated savings and have what’s hopefully a multi-decade runway ahead of us, the right thing to do would be to start investing now. And my question is, first, do you agree with this assessment? And if so, how would you convince your friends to start investing? Thank you. CHARLIE MUNGER 00:51 Well, it’s obvious that deferred gratifiers do better over the long pull than these impulsive children that have to spend money on Rolex watches and other folly. And not that I’m picking Rolex is any worse than Patek Philippe or something. But I think everybody should – save and not be stupid at spending money and defer gratification to get more later. All those good things that we were taught, you know, by Benjamin Franklin, thrift and so forth. And the odd thing about it is that people were kind of born deferred gratifiers or not. They’ve done recent psychological work on that subject. Lots of luck if you’re an impulsive person that has to be gratified immediately, you’re probably not going to have a very good life and we can’t fix you. (Laughter) But if you have a slight tendency to defer gratification, and you can feed that tendency, you’re on the way to prosperity and happiness. It’s that demand for immediate gratification, that’s the way to ruin. It may also give you a syphilis. EMCEE 02:31 This is the last question. CHARLIE MUNGER 02:42 They have a saying in vaudeville, ‘Give him the hook.’ My (friend) Guerin is just giving me the hook. You know, I’m an accidental guru. We didn’t set out to have an audience of people coming in and asking me questions about every damn subject in the world. (Laughter) It just kind of happened by accident and I went along with it because I think it did more good than harm and I kind of enjoy it as long as I don’t have to do it too often. But I feel sorry for people who have adulating multitudes. And I also wouldn’t like a normal multitude, I love these nerds.
What is DELAYED GRATIFICATION? What does DELAYED GRATIFICATION mean?

What is DELAYED GRATIFICATION? What does DELAYED GRATIFICATION mean?

✪✪✪✪✪ http://www.theaudiopedia.com ✪✪✪✪✪ What is DELAYED GRATIFICATION? What does DELAYED GRATIFICATION mean? DELAYED GRATIFICATION meaning - DELAYED GRATIFICATION definition - DELAYED GRATIFICATION explanation. Source: Wikipedia.org article, adapted under https://creativecommons.org/licenses/by-sa/3.0/ license. Delayed gratification, or deferred gratification, is the ability to resist the temptation for an immediate reward and wait for a later reward. Generally, delayed gratification is associated with resisting a smaller but more immediate reward in order to receive a larger or more enduring reward later. A growing body of literature has linked the ability to delay gratification to a host of other positive outcomes, including academic success, physical health, psychological health, and social competence. A person's ability to delay gratification relates to other similar skills such as patience, impulse control, self-control and willpower, all of which are involved in self-regulation. Broadly, self-regulation encompasses a person's capacity to adapt the self as necessary to meet demands of the environment. Delaying gratification is the reverse of delay discounting, which is "the preference for smaller immediate rewards over larger but delayed rewards" and refers to the "fact that the subjective value of reward decreases with increasing delay to its receipt." It is theorized that the ability to delay rewards is under the control of the cognitive-affective personality system (CAPS). Several factors can affect a person's ability to delay gratification. Cognitive strategies, such as the use of distracting or "cool" thoughts, can increase delay ability, as can neurological factors, such as strength of connections in the frontal-striatal pathway. Behavioral researchers have focused on the contingencies that govern choices to delay reinforcement, and have studied how to manipulate those contingencies in order to lengthen delay. Age plays a role too; children under 5 years old demonstrate a marked lack of delayed gratification ability and most commonly seek immediate gratification. A very small difference between males and females suggest that females may be better at delaying rewards. The ability to wait or seek immediate reinforcement is related to avoidance-related behaviors such as procrastination, and to other clinical diagnoses such as anxiety, attention deficit hyperactivity disorder and depression. Sigmund Freud, the father of psychoanalytic theory, discussed the ego's role in balancing the immediate pleasure-driven desires of the id with the morality-driven choices of the superego. Funder and Block expanded psychoanalytic research on the topic, and found that impulsivity, or a lack of ego-control, has a stronger effect on one's ability to delay rewards if a reward is more desirable. Finally, environmental and social factors play a role; for example, delay is affected by the self-imposed or external nature of a reward contingency, by the degree of task engagement required during the delay, by early mother-child relationship characteristics, by a person's previous experiences with unreliable promises of rewards (e.g., in poverty), and by contemporary sociocultural expectations and paradigms. Research on animals comprises another body of literature describing delayed gratification characteristics that are not as easily tested in human samples, such as ecological factors affecting the skill.
I SUED THE SCHOOL SYSTEM (2024)
05:33

I SUED THE SCHOOL SYSTEM (2024)

School won't Teach You Your Purpose. My Purpose Formula will. https://purpose.lifeyouniversity.com/ 💬TEXT ME: 314-207-4482💬 🔴URGENT: YouTube won’t show you my NEW videos UNLESS you 🔔 TURN ON MY NOTIFICATIONS🔔 🔴SUBSCRIBE ➤ https://bit.ly/31IzLmI ______________________________ SAY HI TO ME ON SOCIAL ▶INSTAGRAM: @Prince_Ea https://www.instagram.com/PRINCE_EA/ ▶FACEBOOK: Prince EA https://facebook.com/princeea ▶TWITTER: @princeea https://twitter.com/princeea BOOK REFERENCES. If you are interested in learning more on the subject I would suggest a few books to get started 1) Weapons of Mass Instruction by John Taylor Gatto 2) Creative Schools by Ken Robinson 3) I Love Learning; I Hate School by Susan D Blum 4) The One World SchoolHouse by Salman Khan Check out the audio only version here: https://soundcloud.com/prince-ea/we-just-sued-the-school-system How do YOU think we can create a better future for learning. Go here and share your thoughts on the topic! http://www.bit.ly/2ciqj4z Music by: http://djsneverendingstory.com/ Filmed and Edited by http://shareability.com/ Directed By Joel Bergvall and Joe Lombardi (https://vimeo.com/aztechfilm) Awesome Animation and Graphics By Hodja Berlev (https://www.facebook.com/Neonbyte-382305275259022/) Casting and Assistant Production By: Spencer Sharp (https://www.facebook.com/dispencery/?hc_ref=SEARCH) Join My Motivational List and get Exclusive Videos, Discounts and Updates http://princeea.com/exclusive
Denzel Washington's Speech Will Leave You SPEECHLESS - One of the Most Eye Opening Speeches Ever
11:47

Denzel Washington's Speech Will Leave You SPEECHLESS - One of the Most Eye Opening Speeches Ever

Subscribe for new Motivational Speeches and videos from the greatest minds every day: https://bit.ly/motivationhubofficial ►Try Audible and Get 1 Free Audiobook (#affiliatelink): https://amzn.to/2VIYuZ2 Thanks for watching! If you know someone who could use this video, share it with them! _____________ Ways to stay connected with MotivationHub and stay motivated: ▶Subscribe for New Motivational Videos: https://bit.ly/motivationhubofficial ▶SHOP Official Motivational Canvases and Apparel: https://bit.ly/motiversityshop ▶BECOME A MEMBER of our loyal community! https://bit.ly/hubmemberships ▶Follow all the Motiversity YouTube channels: https://linktr.ee/motiversity ►Follow on Music and Podcast Platforms Mindset App: https://bit.ly/HubonMindsetApp _____________ ►Follow MotivationHub on Social Media Discord: https://bit.ly/motiversitydiscord Facebook: https://bit.ly/motiversityfacebook Instagram: https://bit.ly/motiversityinstagram TikTok: https://bit.ly/motiversitytiktok Mindset App: https://bit.ly/HubonMindsetApp Website: https://bit.ly/MotivationHubWebsite Podcasts: https://linktr.ee/motiversitypodcasts Music: Borrtex Bandcamp: https://borrtex.bandcamp.com/ Soundcloud: https://soundcloud.com/user-910809074 Instagram: https://www.instagram.com/borrtex/ Youtube: https://www.youtube.com/Borrtex iTunes: https://itunes.apple.com/us/artist/bo... ================================================================= ►Copyright disclaimer: This video was fully edited by the team at MotivationHub. Parts of this video were licensed for commercial purposes. Help us caption & translate this video! https://amara.org/v/nCEB/
Science Of Persuasion
11:50

Science Of Persuasion

http://www.influenceatwork.com This animated video describes the six universal Principles of Persuasion that have been scientifically proven to make you most effective as reported in Dr. Cialdini’s groundbreaking book, Influence. This video is narrated by Dr. Robert Cialdini and Steve Martin, CMCT (co-author of YES & The Small Big). About Robert Cialdini: Dr. Robert Cialdini, Professor Emeritus of Psychology and Marketing, Arizona State University has spent his entire career researching the science of influence earning him a worldwide reputation as an expert in the fields of persuasion, compliance, and negotiation. Dr. Cialdini’s books, including Influence: Science & Practice and Influence: The Psychology of Persuasion, are the result of decades of peer-reviewed published research on why people comply with requests. Influence has sold over 3 million copies, is a New York Times Bestseller and has been published in 30 languages. Because of the world-wide recognition of Dr. Cialdini’s cutting edge scientific research and his ethical business and policy applications, he is frequently regarded as the “Godfather of influence.” To inquire about Dr. Robert Cialdini’s speaking, Steve Martin, CMCT or any of our other Cialdini Method Certified Trainers (CMCTs) please contact INFLUENCE AT WORK at 480.967.6070 or info@influenceatwork.com. About INFLUENCE AT WORK: INFLUENCE AT WORK (IAW®) was founded by Robert Cialdini, Ph.D. as a professional resource to maximize influence results through ethical business applications. Offering participatory workshops and training, keynote presentations and intensive Cialdini Method Certified Trainer (CMCT) programs, IAW serves an international audience. For more information, visit our website at www.influenceatwork.com or call 480.967.6070. To order a poster of the final screen shot, visit https://www.influenceatwork.com/store/#!/Science-of-Persuasion-Animation-Poster/p/37513485/category=9805434 For more information on The Small BIG, visit http://www.thesmallbig.com/. For our latest, animated videos from THE SMALL BIG, visit https://www.youtube.com/watch?v=S45ay... - narrated by Dr. Cialdini, https://www.youtube.com/watch?v=xMOlV... - narrated by Mr. Steve Martin, https://www.youtube.com/watch?v=S45ay... - narrated by Dr. Noah Goldstein. This animated video was created and produced by TINOPOLIS http://www.tinopolis.com/. Subscribe to our blog at: http://www.insideinfluence.com
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